Fix/Flip purchase (In-house)

Lend up to 90% LTV, up to 100% of the rehab

1 year term
10.25-12.99% rate
Min. 580 Fico

Foreign National (In-house)

Lend up to 75% LTV on purchase

Lend up to 65% LTV on refi cash out

1 year term

11-12.99% rate

No Fico required

Ground up Construction/Land Acquisition (1-4 units)

Lend up to 90% Loan to cost/acquisition

11-12.99% rate

1 year term

Min. 580 Fico

Specialty Use (Churches, Golf Courses, Gas Stations)

Lend up to 55% of purchase price, up to 30% on refi
11.99-13.99% rate
1-2 year term
Min. 580 Fico

Bridge Loan/Refinance (In-house)

Lend up to 75% LTV on refi rate/term, Lend up to 70% LTV on refi cash out

1-3 year term

11-12.99% rate

Min. 580 Fico

Commercial, Multi-Family, Mixed-Use, Development Projects

Lend up to 90% LTV

2,3,5,7, and 10 year term

11-12.99% rate

Min. 550 Fico

Bail Out Loan

Lend up to 65% LTV
Ok on NOD/NOTS, foreclosure, and recent BK

11.99-12.99%

1-3 year term

No Minimum Fico required

Raw Land & Lot Acquisition (ONLY CA)

Lend up to 50% LTV on purchase and up to 30- 35% on refinance
11.99-13.99% rate

1-3 year term

Min. 580 Fico